Legal & Privacy Center

1. Privacy Policy

1.1 Our Privacy Philosophy

Life is designed as a private personal organization tool.

The information you place into Life is yours.

We do not claim ownership of your private entries simply because you use Life to organize or store them.

We do not sell your personal information.

We do not sell your private Life entries.

We do not rent your personal information to advertisers.

We do not use the private contents of your notebooks, financial records, health logs, goals, contacts, passwords, schedules, memories, or similar private entries to create advertising profiles.

We do not intentionally make your private Life information publicly available unless you specifically use a feature designed to share or publish information.

Life may process or store certain information through the infrastructure and service providers necessary to operate the application. Such processing does not change your ownership of your personal content.

1.2 Information You May Choose to Enter

Life contains many optional tools.

Depending on which features you use, you may choose to enter information such as:

• Name or account information
• Email address
• Birthday
• Profile information
• Profile pictures or uploaded images
• Schedules
• Calendar information
• Work schedules
• Tasks
• Responsibilities
• Appointments
• Reminders
• Goals
• Accomplishments
• Countdowns
• Count-ups
• Habit information
• Challenges
• Personal routines
• Notes
• Notebook entries
• Memories
• Contacts
• Contact birthdays
• Contact notes
• Financial balances
• Income information
• Expense information
• Bills
• Debts
• Credit-score information entered by you
• Savings information
• Financial goals
• Food logs
• Grocery lists
• Weight information
• Fitness information
• Water intake
• General wellness information
• Vehicle information
• Vehicle-maintenance records
• Certifications
• Degrees
• Educational information
• Renewal dates
• Personal documents
• Password-vault information
• Personal photos
• Location-related information
• Weather location
• Custom categories
• AI chat messages
• Any other information you voluntarily enter into Life.

You are not required to use every feature.

You control which Life features you use and which information you choose to enter.

1.3 Sensitive Information

Some Life features allow you to voluntarily enter information that may be considered sensitive.

This may include information relating to:

• Health
• Diet
• Fitness
• Weight
• Finances
• Debts
• Credit
• Passwords
• Personal relationships
• Contacts
• Location
• Employment
• Education
• Personal routines
• Private notes
• Personal memories.

Life does not require you to enter sensitive information unless it is necessary for a feature you voluntarily choose to use.

You should only enter information you are comfortable maintaining within the Service.

Life is not intended to serve as a medical-record system, bank, credit-reporting agency, investment account, legal-record repository, government-record system, or emergency information system.

1.4 Account Information

To provide account-based functionality, Life may process information necessary to:

• Create your account
• Authenticate your identity
• Keep you signed in
• Verify your email
• Protect your account
• Recover your account
• Maintain your preferences
• Synchronize your information
• Process account deletion
• Prevent unauthorized access
• Detect security problems.

This may include your email address, account identifier, authentication information, device/session information, and related technical records.

Passwords used to authenticate your Life account should be handled using secure authentication systems rather than being stored in readable plain text.

1.5 Information Life Does Not Intentionally Request

Life does not intentionally require users to provide:

• Social Security numbers
• Passport numbers
• Driver's-license numbers
• Complete bank-account credentials
• Complete payment-card numbers directly to Life
• Government authentication credentials.

Do not place extremely sensitive identification information into general notes, notebooks, or fields that were not specifically designed for such information.

1.6 Payment Information

If you purchase a subscription, payment may be processed by an app marketplace, payment processor, financial institution, or other payment provider.

Life may receive information necessary to determine things such as:

• Whether a subscription is active
• Which subscription was purchased
• Purchase date
• Renewal status
• Expiration date
• Transaction identifier
• Refund status.

Life does not need your complete payment-card number in order to determine whether your Life subscription is active when payment is handled by a third-party payment provider.

Payment providers may independently process information according to their own privacy policies and legal obligations.

1.7 Automatically Processed Technical Information

Like most internet-connected applications, certain technical information may be processed automatically when you access Life.

Depending on the technology used to operate the Service, this may include:

• IP address
• Device type
• Operating system
• Browser type
• App version
• Session information
• Authentication events
• Error logs
• Crash information
• Security events
• Device identifiers
• Approximate region
• Date and time of access
• Feature-performance information.

This information may be used for legitimate operational purposes such as security, authentication, troubleshooting, performance, fraud prevention, and maintaining the Service.

Life does not use this information to create behavioral advertising profiles.

1.8 How We Use Information

Information may be processed only as reasonably necessary to:

• Provide Life
• Display your information back to you
• Synchronize your account
• Operate features you select
• Save your preferences
• Authenticate users
• Process subscriptions
• Maintain security
• Prevent unauthorized access
• Detect abuse
• Investigate bugs
• Repair technical problems
• Improve reliability
• Respond to support requests
• Comply with legal obligations
• Protect users
• Protect the Service.

Your private personal content is not intended to be used for unrelated advertising purposes.

1.9 Your Content Belongs to You

As between you and Life, you retain your rights in the information and original content you create or upload.

Using Life does not transfer ownership of your:

• Notes
• Photos
• Memories
• Financial information
• Schedules
• Goals
• Contacts
• Health logs
• Password records
• Journals
• Custom entries
• Other private personal content

to Life.

You grant Life only the limited permission reasonably necessary for our systems and service providers to host, process, transmit, display, back up, synchronize, and otherwise technically handle your information for the purpose of providing the Service to you.

This permission ends when the information is deleted, subject to reasonable technical, legal, security, backup, and retention limitations.

1.10 We Do Not Sell Personal Information

Life does not sell personal information for money.

Life does not sell private user-created content.

Life does not sell your personal entries to advertisers or data brokers.

Life does not intentionally share personal information for cross-context behavioral advertising.

If our practices materially change in the future, this Privacy Policy will be updated before such practices are implemented where notice or consent is legally required.

1.11 Advertising

Life is not designed around monetizing your private personal information.

Private user entries are not intended to be analyzed for personalized advertising.

If advertising features are ever introduced, any legally required notice, permission, or opt-out mechanism will be provided before information is used for a materially different purpose.

1.12 Service Providers

Life relies on technology and service providers to operate.

Providers may perform functions such as:

• Cloud hosting
• Database services
• Authentication
• Email delivery
• Application infrastructure
• Error monitoring
• Security
• Subscription processing
• Payment processing
• Application distribution
• AI functionality
• Maps
• Weather information
• Notifications.

These providers may process limited information when necessary to perform their services.

They are not authorized by Life to use private Life content for unrelated purposes simply because they provide infrastructure to us.

Third-party services may also be governed by their own privacy policies and legal obligations.

1.13 AI Features

Life may include artificial-intelligence-powered features.

When you intentionally interact with an AI feature, information included in that interaction may need to be processed by systems providing the AI functionality.

You should avoid entering highly sensitive information into an AI interaction unless you are comfortable with that information being processed to provide the requested feature.

AI features may produce incorrect, incomplete, misleading, or outdated responses.

AI output should never be treated as professional medical, financial, legal, psychological, emergency, or other professional advice.

1.14 Photos and Uploaded Files

If you upload photos, images, files, or other media, those materials may be processed and stored as necessary to provide the applicable Life feature.

You are responsible for ensuring you have permission to upload content involving another person.

Do not upload material that violates another person's privacy, intellectual-property rights, or applicable law.

1.15 Location and Weather

Some Life features may use a location you manually enter or, with permission, location-related information provided by your device.

Location information may be used for features such as:

• Weather
• Time zone
• Maps
• Goal locations
• Location-based organization.

Where device permission is required, you may control that permission through your device settings.

Disabling location permissions may limit certain features.

1.16 Notifications

If you enable notifications, Life may send:

• Reminders
• Goal notifications
• Schedule alerts
• Renewal reminders
• Challenge notifications
• Security alerts
• Subscription information
• Other notifications you request.

Device-notification providers may process information necessary to deliver those notifications.

You can control notification permissions through your device or applicable Life settings.

1.17 Data Retention

We seek to retain personal information only for as long as reasonably necessary to:

• Maintain your account
• Provide requested features
• Fulfill legitimate operational purposes
• Maintain security
• Resolve disputes
• Prevent abuse
• Meet legal obligations.

Information you maintain inside an active account may remain stored while you choose to keep it there.

When you delete information or your account, deletion may not occur instantaneously across every technical system.

Limited copies may temporarily remain in:

• Backups
• Logs
• Security records
• Fraud-prevention systems
• Disaster-recovery systems

until those records are overwritten, expire, or can reasonably be deleted.

Certain records may also be retained when legally required.

1.18 Account Deletion

Users should be provided with a method to request or initiate account deletion.

Deleting your account is intended to delete or permanently disassociate your personal account information from active Life systems, subject to legitimate technical and legal retention requirements.

If you cannot access the account-deletion feature, contact: ABlackCatFr@gmail.com.

Use the subject line: Account Deletion Request.

We may need to verify that you are the account holder before processing certain requests.

Deleting Life from your device does not necessarily delete your Life account.

1.19 Your Privacy Rights

Depending on where you live, applicable law may provide rights concerning your personal information.

These may include the right to:

• Know whether personal information is processed
• Access personal information
• Correct inaccurate information
• Delete information
• Obtain a portable copy of certain information
• Restrict certain processing
• Object to certain processing
• Withdraw consent where processing is based on consent
• Opt out of certain sales, sharing, profiling, or targeted advertising
• Appeal certain privacy decisions
• Receive equal service after exercising privacy rights.

Life does not discriminate against a user for exercising a privacy right protected by law.

To submit a privacy request, contact: ABlackCatFr@gmail.com.

Use the subject: Privacy Request.

Please identify the account email associated with your request.

We may need to verify your identity before releasing, modifying, or deleting information.

1.20 California Privacy Rights

Where the California Consumer Privacy Act or related California privacy laws apply, eligible California residents may have rights relating to:

• Access
• Knowledge
• Correction
• Deletion
• Portability
• Limiting certain uses of sensitive information
• Opting out of certain sales or sharing
• Non-discrimination.

Life does not sell personal information and does not intentionally share personal information for cross-context behavioral advertising.

A California privacy request may be sent to: ABlackCatFr@gmail.com.

1.21 European Economic Area, United Kingdom, and Similar Privacy Rights

Where applicable data-protection laws require a lawful basis for processing personal information, Life may process information on the basis of:

Contract

Processing necessary to create and operate your account and provide features you request.

Consent

Processing you have affirmatively chosen, such as certain permissions or optional features.

Legitimate Interests

Limited processing reasonably necessary for security, fraud prevention, troubleshooting, protecting the Service, and improving reliability where those interests are not overridden by your rights.

Legal Obligations

Processing required to comply with applicable laws, court orders, or lawful government requirements.

Eligible individuals may have rights involving access, correction, deletion, restriction, objection, portability, and withdrawal of consent.

Requests may be sent to: ABlackCatFr@gmail.com.

1.22 International Users

Life may be available internationally.

Our systems and service providers may operate in countries different from the country in which you reside.

Accordingly, information may be processed in the United States or other locations where applicable service providers maintain infrastructure.

Where legally required, appropriate safeguards should be used for international transfers of personal information.

1.23 Children and Teenagers

Life is intended for users who are 13 years of age or older.

Life is not directed to children under 13.

If you are under 13, you may not create or use a Life account.

If you are between 13 and the legal age of majority where you live, you should use Life only with permission from a parent or legal guardian where such permission is required.

If we learn that personal information has been collected from a child under 13 in circumstances requiring parental consent and such consent was not obtained, reasonable steps will be taken to delete the information.

A parent or guardian who believes a child under 13 has created an account may contact: ABlackCatFr@gmail.com.

Use the subject: Child Privacy Request.

1.24 Legal Requests

Life may disclose information when reasonably necessary to:

• Comply with applicable law
• Respond to a valid subpoena
• Respond to a court order
• Respond to a legally binding government request
• Protect the safety of a person
• Investigate fraud or abuse
• Protect the rights and security of Life and its users.

We do not voluntarily provide private user information to third parties merely because they request it.

1.25 Business Changes

If Life or the assets supporting the Service are involved in a merger, acquisition, restructuring, financing, or sale, user information may be transferred as part of that transaction where legally permitted.

Any successor would remain subject to applicable privacy obligations regarding information obtained through Life.

1.26 Changes to This Privacy Policy

We may update this Privacy Policy when:

• Features change
• Technology changes
• Laws change
• Security practices change
• Business practices change.

Material changes will be communicated when legally required.

The effective date displayed above identifies the current version.

Continued use after a revised policy becomes effective may constitute acceptance where permitted by law.

2. Terms of Service

2.1 Agreement

These Terms of Service form an agreement between you and Life.

By creating an account, accessing Life, purchasing a subscription, or otherwise using the Service, you agree to these Terms.

If you do not agree, do not use Life.

2.2 Eligibility

You must be at least 13 years old to use Life.

If you have not reached the legal age required to enter a binding agreement where you live, your parent or legal guardian must authorize your use where legally required.

You may not use Life if applicable law prohibits you from doing so.

2.3 Purpose of Life

Life is a personal organization and productivity platform.

Life may provide tools involving:

• Planning
• Scheduling
• Goal tracking
• Habit tracking
• Challenges
• Personal finances
• Personal records
• Health and wellness logging
• Food logging
• Contacts
• Education
• Vehicle maintenance
• Reminders
• Password organization
• Notes
• Journaling
• AI assistance
• Other productivity features.

Life is intended to help you organize information.

It does not replace professional services.

2.4 Account Responsibility

You are responsible for:

• Providing accurate account information
• Protecting your login credentials
• Maintaining control of your devices
• Using appropriate device security
• Keeping your email account secure
• Reviewing activity involving your account.

You may not:

• Share credentials for unauthorized purposes
• Access another person's account without permission
• Attempt to bypass authentication or security systems.

If you believe your account has been compromised, contact: ABlackCatFr@gmail.com.

2.5 User Content

You retain ownership of your original user content.

You grant Life a limited, non-exclusive license to technically process, host, reproduce, transmit, synchronize, back up, and display your content solely as reasonably necessary to operate Life.

You represent that you have the right to upload information or content you submit.

You may not upload material that violates another person's rights or applicable law.

2.6 Subscriptions

Certain Life functionality may require a paid subscription.

Subscription information will be displayed before purchase and may include:

• Subscription name
• Subscription period
• Price
• Renewal terms

Subscriptions may automatically renew unless canceled before the renewal date.

The exact billing and cancellation process may depend on where the subscription was purchased.

You are responsible for reviewing the terms displayed at purchase.

2.7 Promotional Offers

Life does not offer a free trial.

Life may offer:

• Promotional periods
• Discounted subscriptions
• Promotional pricing.

Eligibility may be limited.

Promotional availability and duration may change for future users.

Lifetime Membership is a one-time purchase and is not a recurring subscription. It does not renew and is not billed again.

2.8 Price Changes

Subscription prices may change.

Changes affecting an existing subscription will be handled according to applicable law and the rules of the platform through which the subscription was purchased.

Where user consent is legally or contractually required for a price increase, the applicable process will be followed.

2.9 Cancellation

You may cancel a subscription using the cancellation method applicable to the platform through which you subscribed.

Canceling prevents future renewals but generally does not automatically reverse amounts already paid.

Unless a refund is approved, access to paid features may continue until the end of the current paid period.

Deleting the Life application does not automatically cancel a subscription.

Deleting your Life account may also not automatically cancel an externally managed subscription.

2.10 Application Availability

We work to keep Life available and functional, but continuous availability is not guaranteed.

Life may occasionally be unavailable due to:

• Maintenance
• Updates
• Server failures
• Internet outages
• Third-party outages
• Security events
• Device compatibility problems
• Software bugs
• Circumstances beyond our reasonable control.

Features may be modified, improved, replaced, suspended, or discontinued.

2.11 Beta and Experimental Features

Some features may be identified as experimental, preview, beta, or otherwise still in development.

Such features may:

• Change
• Contain errors
• Operate inconsistently
• Be removed
• Produce unexpected results.

Do not rely on an experimental feature as your only method of maintaining important information.

2.12 Backups

Life may use reasonable infrastructure and backup practices, but no digital storage method is infallible.

You are responsible for maintaining independent copies of information that would cause serious harm if permanently lost.

Life should not be your only repository for irreplaceable:

• Legal documents
• Medical documents
• Financial documents
• Password recovery information
• Emergency information
• Identification documents
• Other critical records.

2.13 Ownership of Life

Except for user content, Life and its associated:

• Software
• Branding
• Design
• Features
• Layout
• Logos
• Trademarks
• Original graphics
• Original documentation
• Proprietary code

are owned by or licensed to Life and are protected by applicable intellectual-property laws.

These Terms do not transfer ownership of Life's intellectual property to you.

2.14 Feedback

If you voluntarily provide an idea, suggestion, bug report, feature recommendation, or other feedback, you permit Life to consider and use that feedback without an obligation to compensate you.

This does not give Life ownership over private personal content stored inside your account.

2.15 Suspension and Termination

Life may suspend or terminate access when reasonably necessary because of:

• Serious Terms violations
• Fraud
• Security threats
• Illegal activity
• Abuse
• Attempts to compromise the Service
• Repeated harmful conduct
• Nonpayment
• Legal requirements.

Where appropriate, reasonable notice may be provided.

Users may stop using Life at any time.

2.16 Third-Party Services

Some Life functionality may depend on third-party technology.

Life is not responsible for independent third-party services that are outside our control.

Third-party terms and privacy practices may apply when you directly interact with such services.

2.17 Changes to Life

We may change Life to:

• Add functionality
• Remove functionality
• Improve performance
• Improve security
• Comply with law
• Address technical problems
• Improve user experience.

We do not guarantee that every feature will remain available permanently.

2.18 Electronic Communications

By creating an account, you agree that certain operational communications may be provided electronically.

These may include:

• Account notices
• Security notifications
• Verification messages
• Legal updates
• Subscription communications
• Support responses.

Marketing communications, if introduced, will be handled separately where consent or opt-out rights are required.

3. Refund Policy

3.1 30-Day Money-Back Guarantee

Life is intended to provide users with a helpful personal organization experience.

For eligible purchases, Life offers a 30-day money-back guarantee.

A refund request should be submitted within 30 calendar days of the applicable initial purchase.

To request assistance with a refund, contact: ABlackCatFr@gmail.com.

Use the subject: Refund Request.

Include:

• The email associated with your Life account
• Approximate purchase date
• Subscription type
• Platform used to purchase
• Transaction or order identifier, if available.

Do not email full debit-card, credit-card, or bank-account numbers.

3.2 App Marketplace Purchases

When a purchase is processed through an application marketplace such as Apple's App Store or another platform, that marketplace may control billing and refund approval.

Life cannot override decisions made by an independent marketplace when that marketplace controls the transaction.

Our policy is to support legitimate refund requests submitted within the 30-day guarantee period, but marketplace rules, local law, and the marketplace's technical ability to issue the refund may apply.

Users may be required to submit the refund request directly through the platform where the purchase was made.

3.3 Direct Purchases

If Life directly processes a purchase and has the technical ability to refund the transaction, an eligible request submitted within the 30-day guarantee period may be refunded to the original payment method.

Processing times may depend on the payment processor and financial institution.

3.4 Renewals

The 30-day money-back guarantee primarily applies to an eligible initial paid purchase unless otherwise expressly stated.

Automatic renewal charges do not create an unlimited recurring 30-day guarantee period.

However, users experiencing:

• Accidental renewal
• Duplicate billing
• Technical failure
• Incorrect billing
• Unauthorized billing

should contact us promptly so the issue can be reviewed.

Applicable consumer-protection laws remain unaffected.

3.5 Abuse of Refunds

Life may refuse a refund request where permitted by law if there is credible evidence of:

• Refund fraud
• Repeated abuse
• Manipulation of purchase systems
• Chargeback abuse
• False transaction information.

This provision does not limit any mandatory rights provided by applicable consumer law.

3.6 Cancellation Is Separate From Refunds

Canceling a subscription prevents future renewals.

Cancellation does not necessarily create a refund for a completed purchase.

A user seeking both cancellation and a refund may need to complete both processes.

4. Acceptable Use Policy

Life is intended to be a safe personal productivity platform.

You agree not to misuse the Service.

4.1 Illegal Activity

You may not use Life to knowingly facilitate, organize, encourage, or conduct activity that violates applicable law.

4.2 Unauthorized Access

You may not:

• Access another user's account without authorization
• Attempt to obtain another user's password
• Bypass security protections
• Exploit authentication systems
• Probe private databases without authorization
• Intercept another user's communications
• Circumvent access controls.

4.3 Malware and Technical Abuse

You may not:

• Introduce malware
• Distribute malicious code
• Intentionally overload the Service
• Conduct denial-of-service attacks
• Exploit vulnerabilities
• Automate abusive requests
• Interfere with infrastructure
• Attempt unauthorized database access.

Good-faith security concerns should be reported to: ABlackCatFr@gmail.com.

4.4 Harassment and Harm

You may not use Life features to threaten, stalk, harass, exploit, or unlawfully harm another person.

4.5 Sexual Exploitation of Minors

Life has zero tolerance for child sexual exploitation or abuse material.

Users may not create, upload, store, distribute, solicit, or facilitate illegal sexual content involving minors.

Where required by applicable law, suspected illegal material may be reported to appropriate authorities.

4.6 Intellectual Property

You may not knowingly upload content that infringes another person's:

• Copyright
• Trademark
• Privacy rights
• Publicity rights
• Other intellectual-property rights.

4.7 Impersonation and Fraud

You may not use Life to:

• Impersonate another person for fraudulent purposes
• Commit identity theft
• Conduct scams
• Deceive others for financial gain
• Misrepresent authorization.

4.8 Scraping and Automated Access

You may not use bots, crawlers, scraping systems, automated extraction tools, or other mechanisms to access Life in a manner that:

• Violates access restrictions
• Degrades the Service
• Extracts another user's data
• Circumvents reasonable technical limitations.

4.9 Reverse Engineering

Except where applicable law expressly permits it, you may not:

• Reverse engineer
• Decompile
• Circumvent
• Manipulate
• Copy proprietary portions of Life

for purposes inconsistent with these Terms.

4.10 Enforcement

Violation of this Acceptable Use Policy may result in:

• Warning
• Restricted functionality
• Account suspension
• Account termination
• Reporting to appropriate authorities where legally required.

Enforcement decisions may consider severity, intent, repetition, risk, and applicable law.

5. Disclaimer

5.1 Life Is an Organization Tool

Life is a productivity and personal-organization platform.

Life helps users record and organize information.

Life does not guarantee outcomes merely because information is entered, tracked, scheduled, calculated, or displayed.

5.2 Not Medical Advice

Health, food, exercise, weight, water, wellness, medication-related notes, or similar features are organizational tools only.

Life does not provide:

• Medical diagnosis
• Medical treatment
• Medical advice
• Mental-health treatment
• Nutrition treatment
• Emergency medical services.

Consult an appropriately qualified professional for medical decisions.

If you are experiencing an emergency, contact local emergency services rather than relying on Life.

5.3 Not Financial Advice

Life's financial tools are intended for organization.

Life is not:

• A bank
• Investment adviser
• Broker
• Credit bureau
• Accountant
• Tax adviser
• Financial planner.

Information displayed in Life should not be treated as investment, tax, accounting, lending, credit, or financial advice.

You are responsible for independently verifying important financial information.

5.4 Not Legal Advice

Life does not provide legal representation or legal advice.

Legal deadlines, notices, documents, reminders, or records entered into Life should be independently verified.

Consult a qualified attorney regarding legal matters.

5.5 Not an Emergency Service

Do not rely on Life to:

• Contact emergency services
• Detect emergencies
• Deliver life-critical alerts
• Store your only copy of emergency information
• Guarantee delivery of a reminder.

Notifications may fail because of device settings, connectivity, operating-system restrictions, server problems, or other circumstances.

5.6 Reminder Accuracy

Life may provide:

• Notifications
• Dates
• Countdowns
• Reminders
• Recurring events
• Renewal alerts
• Scheduling tools.

Users remain responsible for independently verifying important deadlines.

Life is not responsible for consequences resulting solely from a missed or delayed reminder to the maximum extent permitted by law.

5.7 Financial Calculations

Any calculations, projections, totals, percentages, charts, savings estimates, debt estimates, or similar information generated inside Life are informational tools.

Results may be affected by inaccurate input, technical errors, rounding, or assumptions.

Verify important calculations independently.

5.8 Weather, Maps, and External Information

Weather, geographic, map, traffic, or similar information may originate from third-party services.

Such information may be:

• Delayed
• Inaccurate
• Incomplete
• Unavailable.

Do not rely solely on Life for safety-critical travel or weather decisions.

5.9 AI Disclaimer

Artificial-intelligence features may generate information that is incorrect.

AI systems may:

• Misunderstand a question
• Produce false information
• Omit important facts
• Produce outdated information
• Make mathematical mistakes
• Generate inappropriate recommendations.

Users should independently verify important AI-generated information.

AI output is not a substitute for professional judgment.

5.10 Password Vault Disclaimer

If Life offers password-organization functionality, users remain responsible for:

• Maintaining secure account credentials
• Protecting their devices
• Using strong passwords
• Maintaining appropriate recovery methods
• Securing critical accounts.

No digital security system can guarantee absolute protection against every possible attack, breach, device compromise, or user error.

Do not maintain your only recovery method for a critical account in a single location.

5.11 No Guarantee of Results

Using Life does not guarantee:

• Improved finances
• Weight changes
• Better health
• Increased productivity
• Goal completion
• Improved credit
• Increased savings
• Academic success
• Career success
• Habit changes
• Any specific personal outcome.

Life provides tools.

Results depend on the individual user and circumstances outside our control.

6. Data & Security

6.1 Security Philosophy

Protecting user information is important to Life.

Life is designed so that personal information entered by a user is intended for that user's personal use.

We seek to use reasonable administrative, organizational, and technical safeguards appropriate to the nature of the Service.

6.2 Security Measures

Depending on available infrastructure and functionality, protections may include:

• Secure authentication
• Restricted database access
• Encrypted network communication
• Access controls
• Session management
• Secure password handling
• Email verification
• Account-deletion controls
• Security logging
• Infrastructure monitoring
• Backup protections
• Service-provider security controls.

Specific technologies may change as Life evolves.

6.3 Encryption

Information transmitted between supported devices and Life infrastructure should be protected using industry-standard encrypted network connections where technically appropriate.

Certain stored data may also be protected through encryption or security controls provided by the underlying infrastructure.

No security architecture can guarantee absolute security.

6.4 Password Security

Life should never intentionally store a user's authentication password in readable plain text.

Authentication credentials should be processed through secure authentication mechanisms.

Users are responsible for choosing strong credentials and protecting access to their email and devices.

6.5 Device Security

Life cannot protect information from someone who has already gained unauthorized access to your unlocked device or account.

We strongly recommend:

• Device passcodes
• Biometric locks when available
• Strong Life passwords
• Unique passwords
• Up-to-date operating systems
• Secure email accounts
• Avoiding shared devices for sensitive information.

6.6 Security Incidents

If we become aware of a security incident involving personal information, we will investigate and take reasonable corrective action.

Where applicable law requires user or regulatory notification, required notices will be provided.

6.7 Security Reports

If you believe you discovered a vulnerability involving Life, contact: ABlackCatFr@gmail.com.

Use the subject: Security Report.

Please include enough information for the issue to be investigated.

Do not exploit a vulnerability beyond what is reasonably necessary to demonstrate the issue.

Do not access another user's private information.

6.8 No Absolute Security Guarantee

No website, application, database, device, authentication system, encryption method, or cloud service can guarantee perfect security.

Accordingly, Life cannot promise that unauthorized access, data loss, cyberattack, hardware failure, software failure, or other incidents will never occur.

We will nevertheless seek to maintain reasonable protections appropriate to the Service.

6.9 User Responsibility

Security is shared.

Users should:

• Protect account credentials
• Keep devices secure
• Log out of shared devices
• Review suspicious activity
• Report suspected unauthorized access
• Maintain independent copies of critical information.

6.10 Privacy by Choice

Whenever practical, Life aims to allow users to decide:

• Which features they use
• Which information they enter
• Which optional permissions they grant
• Which records they maintain
• Which records they delete.

Users should not be required to provide unnecessary sensitive information merely to use unrelated features.

7. Contact & Legal

7.1 Contact

For all Life inquiries, contact: ABlackCatFr@gmail.com.

This includes:

• General questions
• Account issues
• Bug reports
• Privacy requests
• Security concerns
• Refund questions
• Complaints
• Legal inquiries
• Intellectual-property concerns
• Accessibility concerns
• Feature issues.

When contacting us, please avoid sending unnecessary sensitive information.

7.2 Legal Operator

LifeOrganizer.Pro and the Life application are operated from the State of Georgia, United States.

Where legally required, additional business or legal-identification information may be provided to regulators, payment processors, application marketplaces, or users entitled to receive it under applicable law.

7.3 Governing Law

To the extent permitted by applicable law, these Terms are governed by the laws of the State of Georgia, United States, without regard to conflict-of-law principles.

Nothing in these Terms removes mandatory consumer rights that cannot legally be waived in your jurisdiction.

7.4 Disputes

If you have a dispute involving Life, we encourage you to first contact: ABlackCatFr@gmail.com

and provide a reasonable description of the concern so that an informal resolution can be attempted.

If a dispute cannot be resolved informally, it may be brought before a court of competent jurisdiction as permitted by applicable law.

7.5 Limitation of Liability

To the maximum extent permitted by law, Life and its operators, contributors, service providers, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages resulting from use of or inability to use Life.

This may include, where legally permitted:

• Lost data
• Lost opportunities
• Lost profits
• Missed reminders
• Device problems
• Reliance on inaccurate information
• Service interruptions.

Nothing in these Terms excludes liability that cannot legally be excluded.

7.6 Disclaimer of Warranties

To the maximum extent permitted by law, Life is provided on an:

“as is” and “as available” basis.

We do not guarantee that:

• Every feature will always work
• The Service will be uninterrupted
• Every error will be corrected immediately
• Information will never be lost
• Every device will remain compatible
• Third-party services will always remain available.

Mandatory warranties that cannot legally be disclaimed remain unaffected.

7.7 Indemnification

To the extent permitted by law, you agree to be responsible for claims resulting from your unlawful misuse of Life or your violation of another person's rights.

This provision does not apply to the extent prohibited by applicable consumer law.

7.8 Intellectual-Property Complaints

If you believe content associated with Life infringes your intellectual-property rights, contact: ABlackCatFr@gmail.com.

Include:

• Your contact information
• Description of the protected work
• Description of the allegedly infringing material
• Location of the material
• Explanation of your rights
• Any supporting information.

Do not knowingly submit false infringement reports.

7.9 Severability

If part of these Terms is determined to be unenforceable, the remaining provisions will continue to apply to the extent legally permitted.

7.10 No Waiver

Failure to enforce a provision immediately does not permanently waive the right to enforce it later.

7.11 Assignment

Users may not transfer their Life account or contractual rights in a manner that violates these Terms.

Life may transfer its rights and obligations as part of a legitimate merger, acquisition, restructuring, or transfer of the Service, subject to applicable law.

7.12 Entire Agreement

These Terms, together with the Privacy Policy, Refund Policy, Acceptable Use Policy, applicable subscription disclosures, and other policies expressly incorporated into them, represent the agreement governing your use of Life.

7.13 Policy Updates

These policies may be revised over time.

Material changes will be communicated when required.

The date displayed at the beginning of the Legal & Privacy Center identifies the current version.

8. Open Source Licenses

8.1 Open-Source Software

Life may use third-party open-source software, frameworks, packages, libraries, fonts, icons, or other components.

Open-source software remains subject to the copyright notices and license terms established by its respective authors and rights holders.

Nothing in Life's Terms is intended to replace, restrict, or override rights granted under an applicable open-source license.

8.2 Third-Party License Terms

Some third-party components may be licensed under licenses such as:

• MIT License
• Apache License 2.0
• BSD licenses
• ISC License
• Mozilla Public License
• GNU licenses
• Other open-source or source-available licenses.

The presence of a license in this list does not necessarily mean Life currently uses a component governed by that license.

The actual licenses applicable to Life depend on the components included in the current version of the application.

8.3 Attribution

Where a third-party license requires:

• Attribution
• Copyright notice
• License text
• Source notice
• Modification notice

Life will seek to provide the required information within this Open Source Licenses section or another legally appropriate location.

8.4 No Endorsement

Use of an open-source component does not mean the original developer, organization, or contributor:

• Sponsors Life
• Endorses Life
• Is affiliated with Life
• Is responsible for Life.

8.5 Component-Specific Terms

Where the license governing a particular third-party component conflicts with these general Terms regarding that component, the applicable third-party license controls to the extent required by law.

8.6 Current License List

The production version of Life should maintain an up-to-date list of third-party software actually included in the application.

For each component requiring attribution, the in-app Open Source Licenses page should identify, where applicable:

• Component Name
• Copyright Holder
• Version
• Applicable License
• Required Copyright Notice
• Full License Text or Required Link

This list is generated from the actual production dependency inventory.

Our Commitment in Simple Terms

Life exists to help you organize your life — not to turn your life into a product.

Your information is yours.

We do not claim ownership of your private personal entries.

We do not sell your private Life content.

We do not use your private entries to create advertising profiles.

We seek to process only the information necessary to provide and protect the features you choose to use.

You control what you place into Life.

You can remove information you no longer want to maintain.

You can request help with your account, privacy, security, or data at: ABlackCatFr@gmail.com.

Life is an organizational tool designed to help you keep your world in one place while respecting that the information inside that world belongs to you.